Before Listing Your Home For Short Sale – Get A Home Inspection

Get a home inspection before you put your home up for sale as a short sale. Learn the home inspection checklist that home inspectors use to make sure your home is rid of defects that could stop a home buyer from buying your home.

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Are FHA Mortgage Insurance Premiums Going Up?

FHA requests changes to upfront and monthly mortgage insurance premiums in addition changes in down payment for lower credit scores borrowers and lower seller concessions.

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Sell Your Home To Buy A New Home

Current homeowners in Phoenix, Surprise, Sun City West may qualify for the $6500 repeat home buyer housing tax credit if you meet certain qualification criteria.

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Who Is Your Loan Officer? Do You Know Their Background?

Learn about the Nationwide Mortgage Licensing System Consumer Access website to check the licensing credentials of your loan officer.

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New Good Faith Estimate Beneficial For Buying A Short Sale

Good Faith Estimate changes for 2010 make comparing mortgage offers easier when buying a short sale home or buying any home.

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Buying A Short Sale Home Using An FHA Home Loan Just Got Tougher

New FHA Home Loan Program Guidelines increase down payment for lower credit scores, lower seller assistance from 6% to 3% and target mortgage lenders making lenient credit underwriting decisions.

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Thinking About Foreclosure? How To Avoid Foreclosure

Learn some alternatives to foreclosure: short sale, save for a rainy day, negotiate with your lender, get a forbearance, refinance to prevent foreclosure.

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What Your Home Affordable Loan Modification Won’t Do To Reduce Your Debt

Arizona HAMP – Home Affordable Loan Modification Program can help with lowering your monthly mortgage payment but not your consumer credit card debt. Learn what else the HAMP program will not do.

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Your Home Affordable Loan Modification May or May Not Get Approved

General Approval Guidelines for the Federal HAMP Home Mortgage Modification Program. Lower Interest Rate, Extend the term of your mortgage, reduce the principal that you owe.

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Federal Home Affordable Modification Program Guidelines – Arizona

Learn the General Guidelines to qualify for a Federal Home Affordable Modification Program in Arizona.

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